F.N.B. Corporation (NYSE: FNB) announced plans regarding leadership of its new markets in North and South Carolina, which it will enter through its planned merger with Yadkin Financial Corporation. In line with FNB's strategic emphasis on local leadership and decision-making, the following key roles in its newest regions will be filled by executives joining the Company from Yadkin.

In addition to the local executives named below, the Company plans to retain employees serving on the front-line in Yadkin's branch locations, as well as the vast majority of commercial and mortgage banking professionals. FNB will continue to announce additional details regarding key leadership roles and anticipated organizational structure in the Southeast as the merger progresses.

"As we expand into North and South Carolina, we are most excited about the high-caliber talent and local expertise that we gain with the Yadkin team," said Vincent J. Delie, Jr., Chief Executive Officer and President of F.N.B. Corporation. "Between the established leadership positions we now have in place, the quality and experience of our employees and each organization's proven success with integrations, I have great confidence that we are well-positioned for a seamless transition for our clients."

Upon the anticipated completion of the merger in the first quarter of 2017, FNB's regional leadership serving the Carolinas will include the following individuals:

• Steven W. Jones, Chief Banking Officer for North and South Carolina, will lead the Bank's Corporate Banking business initiatives in the market and will provide strategic oversight in the deployment of Retail Banking, Business Banking, Corporate Banking, Private Banking, Wealth Management and Insurance.
• Christopher A. Moore, James R. Rose, Jr., and Spence H. Broadhurst will remain in their current roles as Regional Presidents of the Greater Triangle (Raleigh-Durham-Chapel Hill), Eastern North Carolina and Piedmont Triad markets, respectively. They will be directly responsible for the management and supervision of the Corporate Banking teams in their regions. They will also be responsible for integrating FNB's cross-functional business model and for developing business opportunities in FNB's new markets.
• Christopher W. Kwiatkowski will continue to lead Small Business Administration (SBA) efforts as Director of SBA Lending. Based in Charlotte, Kwiatkowski will oversee all SBA financing for FNB.
• William G. Bickett will maintain leadership of the builder finance division. As Director of Builder Finance, Bickett will manage service to the professional residential construction industry and will expand the availability of the specialized lending capabilities.

FNB announced its intent to merge with Yadkin in July 2016, creating a premier regional bank in the Mid-Atlantic and Southeast. With the acquisition of Yadkin on a combined pro forma basis, FNB will have nearly $30 billion in total assets and more than 400 full-service banking offices.

About F.N.B. Corporation

F.N.B. Corporation (NYSE: FNB), headquartered in Pittsburgh, Pennsylvania, is a diversified financial services company. On a combined, pro forma basis, including the proposed acquisition of Yadkin Financial Corporation, FNB will operate in eight states and seven major metropolitan areas. FNB holds a significant retail deposit market share in Pittsburgh, Pennsylvania, Baltimore, Maryland, and Cleveland, Ohio, and, assuming theYadkin acquisition is completed, will add Charlotte, Raleigh-Durham and the Piedmont Triad (Winston-Salem,Greensboro and High Point) in North Carolina. If the proposed Yadkin acquisition is completed, the Company will have total combined, pro forma assets of nearly $30 billion, and more than 400 banking offices throughout Pennsylvania, Ohio, Maryland, West Virginia, North Carolina and South Carolina. FNB provides a full range of commercial banking, consumer banking and wealth management solutions through its subsidiary network which is led by its largest affiliate, First National Bank of Pennsylvania, founded in 1864. Commercial banking solutions include corporate banking, small business banking, investment real estate financing, international banking, business credit, capital markets and lease financing. The consumer banking segment provides a full line of consumer banking products and services, including deposit products, mortgage lending, consumer lending and a complete suite of mobile and online banking services. FNB's wealth management services include asset management, private banking and insurance. The Company also operates Regency Finance Company, which has more than 70 consumer finance offices in Pennsylvania, Ohio, Kentuckyand Tennessee. The common stock of F.N.B. Corporation trades on the New York Stock Exchange under the symbol "FNB" and is included in Standard & Poor's MidCap 400 Index with the Global Industry Classification Standard (GICS) Regional Banks Sub-Industry Index. Customers, shareholders and investors can learn more about this regional financial institution by visiting the F.N.B. Corporation web site athttp://www.fnbcorporation.com